Saving Thousands Radio Network

Personal Finance Advice and Money Saving Tips

Robert Palmer CEO of RP Funding is the financial resource that consumers have been waiting for. From personal finance, debt management, home ownership and beyond Robert Palmer takes to Saving Thousands Radio Network to help consumers like you enrich their lives. Consumers who listen to Saving Thousands and follow the Saving Thousands Rules quickly become the empowered consumer that big financial corporations fear. You no longer have to be a Financial Zombie!

Featured Articles

  • 401k Cash Out

Cashing Out Your 401K: Penalties, Benefits and More

Should You Cash Out Your 401K to Pay Debt?
As a young adult it can be very difficult to think about retirement. For most, the day where the office throws a farewell party and hands you […]

  • Balance Transfers

Balance Transfer: A Good Idea For Credit Card Debt?

Will a Balance Transfer Solve Your Credit Card Debt?
What is a Balance Transfer?
A balance transfer is when you move an existing credit card or loan balance to a different credit card account to pay it […]

  • Low Home Appraisal

Low House Appraisal: Is the deal off?

Does a Low Home Appraisal Mean the Deal is Off?
One of the most significant steps in the home buying process is the appraisal. When you are buying a home, the mortgage lender needs to determine […]

  • Money Advice

Saving Thousands in 2016

How To Save Thousands in 2016
For those who are new to Saving Thousand and Robert Palmer, we put together our most popular articles and radio clips that can help you improve your finances in 2016. […]

  • Financial Decisions

Financial Resolutions for The New Year

Financial Resolutions for 2016 You’re Guaranteed to Keep
New Year’s Resolutions the last few decades have become something of a pop culture joke, a cute tradition we use to temporarily feel better about ourselves before the […]

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Saving Thousands Recent Articles

  • 401k Cash Out

Cashing Out Your 401K: Penalties, Benefits and More

Should You Cash Out Your 401K to Pay Debt?
As a young adult it can be very difficult to think about retirement. For most, the day […]

  • Millennial Investing

How Millennials Can Begin Investing With Minimal Risk

While talking with a buddy of mine, it finally hit me. It was so obvious I couldn’t believe I hadn’t realized it before.
While discussing […]

  • Spending Diet

Going on a Spending Diet to Improve Your Finances

How a Spending Diet Can Lead to Healthy Finances
(All tweets used in this article were part of the Experian #creditchat found here. To learn more […]

  • Closing Costs vs Lender Fees

Lender Fees and Closings Costs

What’s the difference between lender fees and closing costs?
When you close on a home, there’s a title company. So, you’ve got to pay title closing […]

  • Low Home Appraisal

Low House Appraisal: Is the deal off?

Does a Low Home Appraisal Mean the Deal is Off?
One of the most significant steps in the home buying process is the appraisal. When you […]

  • Financial Decisions

Financial Resolutions for The New Year

Financial Resolutions for 2016 You’re Guaranteed to Keep
New Year’s Resolutions the last few decades have become something of a pop culture joke, a cute tradition […]

Check out our Complete Mortgage Guide. This useful resource provides detailed advice and information from Robert Palmer on how to navigate through the entire mortgage process.
Learn how to become a
Saving Thousands
Financial Ninja!
Get your daily dose of money advice from financial expert Robert Palmer in the Money Minute segments.
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Popular Saving Thousands Articles

  • Balance Transfers

Balance Transfer: A Good Idea For Credit Card Debt?

Will a Balance Transfer Solve Your Credit Card Debt?
What is a Balance Transfer?
A balance transfer is when you move an existing credit card or loan balance to a different credit card account to pay it […]

  • Millennial Investing

How Millennials Can Begin Investing With Minimal Risk

While talking with a buddy of mine, it finally hit me. It was so obvious I couldn’t believe I hadn’t realized it before.
While discussing our future and our plan to achieve financial stability for […]

  • Low Home Appraisal

Low House Appraisal: Is the deal off?

Does a Low Home Appraisal Mean the Deal is Off?
One of the most significant steps in the home buying process is the appraisal. When you are buying a home, the mortgage lender needs to determine […]

  • TRID Loan

Closing on New TRID Loan in 10 Days? It Can Be Done

Simplification. That is the purpose of TRID (TILA-RESPA Integrated Disclosure) loans for homebuyers and those looking to refinance. TRID is a new mortgage initiative by the Consumer Financial Protection Bureau to help empower consumers during […]

  • Canceling Credit Cards

Canceling a Credit Card Directly Effects Your Credit Score

What Happens To Your Credit When You Cancel a Credit Card?
You sit there and just stare. There is nothing else to do. You don’t want to act out irrationally, but there is no other choice. […]

  • Mortgage Insurance

Stop Paying Private Mortgage Insurance

Take a moment and look at your mortgage statement. If you see a fee for PMI, you are paying a Private Mortgage Insurance monthly.

What is PMI?
PMI is a risk management product that lenders use to […]

  • 7027599019_04a124590f_o

How Much Does it Really Cost to Attend College?

When it comes to college there are so many hidden costs that parents don’t take into consideration. Depending if you decide to go the in-state route or venture out-of-state, your tuition and travel bill can […]

  • credit-card-851502_1280

Paying Your Credit Card at The Right Time to Save Money

Although many people believe that in order to build credit, you need to carry over a balance from month to month on your credit cards, that’s not the case. In fact, doing so can actually […]

  • Good Credit

Definition of Good Credit: Where Do You Rank?

Are you a credit risk? The way that lenders determine this is your credit score. A good credit score indicates that you are financially trustworthy. Through your credit history, credit rating agencies assign you a […]

  • Underwater Mortgage

Refinance through HARP in 3 easy steps

Is your mortgage underwater? Refinancing can be an overwhelming task. Similar to the steps you took when you originally applied for a mortgage, refinancing through HARP can provide you with a successful outcome by reducing […]

  • First Car Loan

Use These Steps When Getting Your First Car Loan

Purchasing a car for the first time can seem like a daunting task, especially with all of the different options, makes and models consumers have to comb through today. Purchaser’s have the option to search […]

  • Bad credit card

How to Identify Bad Credit Card Offers

So many consumers get caught in the tricks of big credit card companies. Short term deals seem like a great opportunity. Few know that there are large fees, hidden charges, and increased interest rates lurking […]