Personal Finance

Budgeting Tips: 4 Ways to Stay on Track

September 22nd, 2016|

The majority of budgets begin after we realize that our careless spending, lack of saving and enslavement to convenience has created the perfect storm of financial destruction— and now, after feeling the financial consequences, you’ve come to the conclusion that creating a budget is absolutely crucial for improving the health of your finances, both current […]

Canceling a Credit Card Directly Affects Your Credit Score

September 14th, 2016|

What Happens To Your Credit When You Cancel a Credit Card?
You sit there and just stare. There is nothing else to do. You don’t want to act out irrationally, but there is no other choice. Flashbacks of your relationship rush through your mind arousing a mixture of feelings. It was so good in the beginning. […]

How to Identify Bad Credit Card Offers

August 26th, 2016|

So many consumers get caught in the tricks of big credit card companies. Short term deals seem like a great opportunity. Few know that there are large fees, hidden charges, and increased interest rates lurking around the corner. They are just waiting to pounce like a lion on a gazelle.
Rule #1 isn’t first on the […]

4 Ways to Make Money Off of Your Savings

August 12th, 2016|

According to the Consumer Federation of America, Consumer savers are missing out on higher interest rates because of a few widely shared misconceptions. Furthermore, 57 percent of savers are unaware of the interest rate being paid on their savings accounts, making it almost impossible to identify a higher-yielding product. Do you know the interest rate […]

Buying Football Tickets? Your Bank Account Might Disagree

August 4th, 2016|

I can hardly contain my excitement these days. Why you ask? Because it is almost football season!

I can only read so many preseason predictions, too early top 25’s, and preseason watch lists before wanting to strangle these biased commentators. I mean seriously, quit debating the same things over and over again. And am I the […]

Advantages of Credit Cards and How to Use Them

June 12th, 2016|

Pop quiz! (I always hated those in school) But here we go.

Question 1: You are standing in line at a department store waiting to make a purchase. You pull out your wallet and look at your three options of payment. You have cash, a debit card, and a credit card. Which form of payment should you choose?

I […]

Make it Through Wedding Season, Without Going Broke

April 5th, 2016|

For our grandparents, wedding season meant seeing Bobby and Sally tie the knot at the local church and a small backyard reception at home. But times have changed.Thanks to shows like “Bridezillas” and “My Fair Wedding,” the trend for weddings leans toward extravagance, over-the-top decor, and opulence. Even couples who are not wealthy have opted […]

Workout Supplements: Burning Calories or Cash?

March 29th, 2016|

Whether you are just getting in shape or beginning your journey as an amateur bodybuilder, the idea of utilizing supplements may be a whole new world for you. If you have ever walked into a GNC or Vitamin Shoppe, then you know there’s a multitude of products and brands to sort through.
Before you dive […]

So You’ve Been Served, Here’s What You Do Next

February 29th, 2016|

You’ve Been Served, Now What?
Unexpected knocks at the door can sometimes be a welcome surprise, but what happens when this unanticipated visit from a stranger comes as a result of unpaid debt? This unfamiliar experience, in which you are notified via legal documents that you are being sued by a creditor or collection agency, is […]

Cashing Out 401K Early: Penalties, Benefits and More

February 2nd, 2016|

Cashing Out 401K Early to Pay Debt
As a young adult it can be very difficult to think about retirement. For most, the day where the office throws a farewell party and hands you a gold watch (or something of that sort) to say thank you for you years of service is one that will never […]