Financial Planning

4 Steps to Using Your Student Loan Grace Period Wisely

August 29th, 2016|

Take Advantage of Your Student Loan Grace Period
Outside of a home, it’s very likely that a college education will be the largest purchase an individual makes in their lifetime. So large, in fact, that the act of taking out a student loan has for many become something of an inevitability, a twisted rite of passage […]

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Alternative Budgeting Methods: Drop the Budget and Still Save Money

April 12th, 2016|

Budget, budget, budget.

Visit any personal finance blog or money website and there will be a budgeting section. If you want to get your finances in order, get out of debt, and be smart with your money, you better start budgeting! It’s a theme preached across the personal finance spectrum. It’s even preached here on […]

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How to Set Smart Money Goals

February 22nd, 2016|

Creating Smart Money Goals
For most people, tax season is the time of year that people are thinking about money. Some people plan for their income tax returns long before they even file, while others use the extra funds to spend on larger purchases or plan for upcoming vacations. Regardless of how you may or may […]

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How to Save Money and Still Have Your Dream Wedding

February 15th, 2016|

Tips for Saving Money on Your Dream Wedding
“Hey mom.”

“Guess what?!?”

“I’m engaged!”

I remember that moment like it was yesterday. My now wife calling her mom right after she said yes to a not so storybook proposal. I was a bit nervous.

My palms were sweaty. My heart was racing. My knee was killing me. But hearing […]

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How to Start Investing With Minimal Risk

January 19th, 2016|

While talking with a buddy of mine, it finally hit me. It was so obvious I couldn’t believe I hadn’t realized it before.
While discussing our future and our plan to achieve financial stability for our later years, I brought up the topic of investing. A quick response from my friend led to the proverbial […]

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How Much Does it Really Cost to Attend College?

October 19th, 2015|

When it comes to college there are so many hidden costs that parents don’t take into consideration. Depending if you decide to go the in-state route or venture out-of-state, your tuition and travel bill can be considerably higher.

For time sake, we will stick to discussing in-state college along with the extra bills you need to […]

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Does Advancing Your Career Mean Drowning In Debt?

September 14th, 2015|

Is the Path to Career Success an Expensive One?
In a perfect world, higher education would be affordable for everybody. In the real world, however, furthering one’s education comes at a steep cost. In 2011, an estimated 44% of individuals were continuing their education. After obtaining a Bachelor’s degree, scholars look to advance their studies in […]

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The Real Story of Student Loans and Their Impact

August 11th, 2015|

I can just tell you a little background. But what excited me is the Department of Education came out with what hopefully will be some relief. This just hit the news. It’s been coming. We’re going to talk about what I think kind of created the student loan bubble.
Because the way I look at […]

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How to Maximize Social Security Benefits

August 6th, 2015|

According to SocialSecurityWorks.org, over fifty-five million people depend on their social security benefits—that’s one out of every six Americans. Social Security benefits is the most valuable part of your retirement plan and over ninety percent of seniors rely on it for their income. However, some seniors are choosing to use their social security before their full retirement […]

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ROTH 401(k) vs. Traditional 401(k): Which is Best for You?

August 4th, 2015|

Recent studies have shown that very few employees are opting for the Roth 401(k) which is a huge mistake on their part. It’s been almost 10 years since the 401(k) plans were able to offer a Roth version. If your company offers both plans, it’s time to consider the benefits of a Roth.
Today, there are […]

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