PALMER HOLDINGS, LLC 

“SHARE YOUR SUCCESS” CONTEST OFFICIAL RULES

NO PURCHASE NECESSARY TO ENTER OR WIN. VOID WHERE PROHIBITED OR RESTRICTED BY LAW.

The “SHARE YOUR SUCCESS” CONTEST (the “Promotion”) is sponsored by Palmer Holdings, LLC (the “Sponsor”), 500 Winderley Place, Suite 300, Maitland, Florida 32751. Promotion is only offered in the State of Florida. Void outside the State of Florida and where prohibited.

Eligibility: This contest is open to legal U.S. residents who reside in the State of Florida, who are at least eighteen (18) years of age at the time of entry. Void where prohibited. Employees and agents of RP Funding, Inc., Palmer Holdings, LLC, Saving Thousands Radio Network Inc., and each of their respective affiliates, officers, distributors, agencies, and their immediate family members and persons residing in the same household of such employees are not eligible to enter or win. The term “immediate family members” includes spouses, parents, siblings, and children.

How to Enter: Enter by visiting the Saving Thousands Contest official registration page at https://savingthousands.com/share-your-success-contest-with-saving-thousands-radio/(the “Website”) and completing and submitting your entry form during the submission period. All entries must be in English and success stories must be no less than 50 words and no more than 500 words. Your success story on the entry form must discuss how you have used the Saving Thousands Rules (“Rules”), to “Save Thousands” on any financial transaction during the period of August 2014-August 2015 and how you have shared your successes with others. Your success story must include clear examples of how you used the Rules to save money. Only one (1) submission per person. Once submitted, entries become the exclusive property of Palmer Holdings, LLC and will not be returned. For a copy of these Official Rules, print them from the Website. In the event of a dispute, all online entries will be deemed to have been submitted by the owner of the ISP account from which they were sent, provided that such person satisfies all other Contest eligibility requirements. For these purposes, an ISP account holder shall mean the natural person assigned to such ISP account by the Internet access provider, online service provider or other organization responsible for assigning ISP addresses for the domain associated with such ISP account.

Promotion Period: The Promotion will begin at 8:00 a.m. ET on August, 1st, 2015 and end at 11:59 p.m. ET August 31st, 2015. This promotion will consist of four drawings, one drawing each week. During each drawing, one (1) winner will be selected, resulting in a total of four (4) winners during the promotion period.

Prize: Subject to verification of eligibility and compliance with these Official Rules, each winner will receive a prize of $900.00 in the form of a check. Winners are responsible for any tax liability. Prize substitutions are not allowed and prizes are non-transferable. All properly claimed prizes will be awarded, but in no event will Sponsor award more prizes than are provided for in these Official Rules.

Winner Selection: Selections will only be made from the testimonials received no later than 11: 59 p.m. ET Saturday of each week (August 8, 15, 22, 29). Each week, the winner of that week will be selected in a random drawing from among all eligible entries received during the Promotion period. The odds of winning depend on the number of eligible entries received. All entrants will be considered on an ongoing basis. All eligible entries from each week will carry over to the successive weeks until the promotion has concluded, excluding the winners of each week. Each winner is limited to one prize and is no longer eligible to participate in the contest upon winning that week.

Limit: One (1) prize per person and per household. Total prizes to be awarded in the Contest: $3,600.00.

Winner Notification: Potential winners will be notified by phone and e-mail at the phone number and email address provided on the entry form. If any prize notification is returned as undeliverable, or if winner does not respond to notification within 3 days (72 hours) from the date of notification, prize will be forfeited and an alternate winner may be selected. Except where prohibited by law, potential winners may be required to complete, sign and return an Affidavit of Eligibility/Ownership/Liability Release and Publicity Release (the “Release”). Release must be returned within ten (10) days from the postmark date, if not already submitted prior to entering the contest.
Submitted Materials: By submitting a testimonial, each contestant represents and warrants the testimonial is their own original creation, has not been copied in whole or in part from any other work, has not been previously published, does not violate the rights of any other person or company (including but not limited to privacy rights, trademark rights and copyrights), does not defame, libel or slander anyone or any entity, and does not contain offensive, defamatory, vulgar, obscene or profane content. Participants agree to indemnify, defend and hold Sponsor and its affiliates, subsidiaries, parent companies, licensors, advertising and promotional agencies, and all of their officers, directors, shareholders, employees and agencies (“Promotion Entities”) harmless against any and all liabilities, losses, damages, claims, debts, investigations, fines, penalties, costs, expenses and settlements (including attorneys fees and cost of litigation, settlement, judgment, interest and penalties) arising out of or related to a breach of the foregoing representations and warranties. All entry information becomes the property of the Sponsor and will not be returned or acknowledged. Participants grant to Sponsor and its affiliated companies an irrevocable, world-wide, fully-paid, perpetual license to use their testimonial in any and all media, now known or hereafter devised, in any manner related to the Promotion and/or Sponsor, including but not limited to advertising for Sponsors, without prior notice, approval or compensation, including but not limited to the first right to publish the testimonials in any medium. Winners otherwise will retain all rights to their testimonials, and the Sponsor’s publication of the testimonial will not limit the entrant’s use and ability to further market their testimonial. Each contestant agrees that the Sponsor has no obligation to use or continue using such participant’s testimonial. Testimonials that do not comply with these Terms and Conditions or that otherwise contain prohibited or inappropriate content as determined by the Sponsor, in its sole discretion, will be disqualified and will not be considered for a prize.

General: Certain contest and sweepstakes are subject to applicable federal, state and local laws. Entrants agree to be bound by these Official Rules and by the decisions of the judges, which are final and binding in all respects. By entering this contest, entrants expressly acknowledge that these Official Rules have been drafted in the English language, and that any translation prepared for any reason will be of no legal effect and the English version of these Official Rules shall govern any dispute. By participating, contestant releases Sponsor and its affiliates, subsidiaries and agencies and their directors, officers, employees and agents from any and all liability for any injury, death, loss, tax liability or damage of any kind arising from contestant’s participation in this Contest, or resulting from entrant’s acceptance, possession, use or misuse of the prize. Except where prohibited by law, acceptance of any prize constitutes and signifies winner’s irrevocable consent to the publication or other use by Palmer Holdings and/or its agents of winner’s name, biographical information and likeness in any media, including the Internet, for any commercial, publicity or promotional purpose, and prize information without additional compensation. Subject to all federal, state and local laws and regulations. Palmer Holdings, LLC is not responsible for: (1) late, delayed, incomplete, delayed, destroyed, garbled, or incomplete entries, (2) incorrect or inaccurate transcription of entry or story information; (3) any human error, technical malfunctions, or lost-delayed data transmission; (4) any omission, interruption, deletion, defect, or line failures of any telephone network, computer equipment, or software; or (5) inability to access any website or online service, or any other error or malfunction. Sponsor reserves the right to: (i) disqualify from this or any Contest, now or in the future, any person it finds, in its sole discretion, has intentionally violated these Official Rules, tampered with the entry process, the operation of the Contest or Website, or any other aspect of this Contest; and (ii) cancel or suspend the Contest in its entirety should tampering, unauthorized intervention, fraud, technical failures or other causes beyond Sponsor’s control corrupt the administration, security, fairness, integrity, or proper play of the Contest.

WARNING. ANY ATTEMPT BY AN ENTRANT OR ANY OTHER PERSON TO DELIBERATELY DAMAGE THE WEBSITE OR UNDERMINE THE LEGITIMATE OPERATION OF THIS CONTEST MAY BE A VIOLATION OF CRIMINAL AND CIVIL LAWS; AND SHOULD SUCH AN ATTEMPT BE MADE, PALMER HOLDINGS, LLC RESERVES THE RIGHT TO SEEK REMEDIES AND DAMAGES (INCLUDING ATTORNEYS’ FEES) FROM ANY SUCH ENTRANT OR OTHER PERSON TO THE FULLEST EXTENT PERMITTED BY LAW, INCLUDING SEEKING CRIMINAL PROSECUTION.

Winner’s List: For a list of prize winners, visit https://savingthousands.com/saving-thousands-contest-winners/.